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Buy Now, Pay Later with Flexi-Fi

In light of current economic difficulties on all now & in the coming months, we have decided to partner with Flexi Fi Payments to offer customers the opportunity to access an additional financing solution to meet short term needs. 

We are keenly aware in the responsibilities in offering financing to our customers - and we would strongly recommend using this facility for purchases of between €80 - €499 only, to secure completely interest free.
When loan value exceeds €499, other options for varying amounts & repayment loan terms are available.  (See Below - Subject to approval)
On items above €499, split payments can be arranged directly with HomeStreetHome only ie €499 interest free credit through Flexi Fi, with outstanding balance payment directly to Home Street Home. 
This option can only be arranged directly with us either over the phone, or in store.  This option is not possible for on-line sales. 
You can pay out your purchase early without any additional fees or charges.
Who are Flexi-Fi?
Flexi-Fi allows you to buy now and pay later for the things you really want. In Ireland at he moment, there are over 600 stores currently accepting Flexi Fi and once you have a Flexi Fi account, you can buy now, pay later in any of these stores. The great thing about Flexi-Fi is that YOU are in total control. You select the goods; You select the amount; You select the plan; You have full access to your Flexi-Fi account via your very own self-serve portal. You can even pay out your purchase early without any additional fees or charges.
Flexi–Fi is a Retail Instalment Payment Plan Facility and is governed by the laws applicable to the Republic of Ireland. Flexi–Fi is underwritten by FlexiFi Europe Limited, Company Number: 600124.
How does it work?
Just pop whatever you’d like into your basket and head to checkout, you can pick one or a few items, as long as the minimum is €80 and the maximum is €499, you’re good to go to the next step.  Click here to get your fortnightly repayments on your basket total. If you’re happy, just select ‘Flexi-Fi’ as your payment option and follow the steps. If you’ve used Flexi-Fi before and already have an account, you know the drill but if not, just follow the simple steps to get approved in seconds  and you’re good to go!
When do I get my haul?
Unlike our traditional deposit system, you get the goods straight away, so no hanging on until the final payment is made. 
Is it REALLY interest free?

Only for payments of between €80-€499 (5 installments over 10 weeks) OR 2.99% over 6 months.

To get a Quote for between €500 to €15000 You will be quoted for fees and interest before you checkout, so you know the cost of the credit before you commit.  Click Here 

 Example: Total Amount of Credit: €499 over 5 equal payments. First 20% payment upfront & 4 equal fortnightly payments.  0% interest rate. No application fee, No monthly account fee. APR of 0%. Total Amount Payable: €499. Get a quote here

Can I still get a refund if something doesn’t suit?

Absolutely, our regular returns and refunds policy applies to all purchases made through Flexi-Fi and will be refunded to whatever card you used to make the payment/s. 

Am I Eligible for Flexi-Fi?

To apply for Flexi-Fi, all you need is a valid email address, your mobile phone number and meet the following minimum criteria…

  • Provide proof of PPS number & Address
  • Be at least 18 years of age
  • Be an Irish citizen or permanent resident of Ireland
  • Earn a minimum taxable income of €21,000 per year
  • Have a current credit / debit card and a Photo ID
  • Have a good credit history

What Happens If I'm Refused?

Unfortunately, Flexi Fi  is a third party payment service and Home Street Home has no control over the decisions made by them. If you aren’t accepted by Flexi Fi then please contact them directly. We've found that it could even be something as small as your DOB entered incorrectly in the application process causing refusal, so it's worth giving them a shout! You can contact Flexi Fi here

 *Subject to approval

During your Flexi-Fi assessment, Flexi-Fi may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application, so have them ready!

Flexi-Fi finance is subject to assessment and approval and is currently only available to our Republic of Ireland customers. T&C’s apply., you can check them out HERE If you have any other questions, please visit the Flexi-Fi FAQ page HERE

 I’m ready, sign me up!